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P = the principal amount. i = your monthly interest rate. Your lender likely lists interest rates as an annual figure, so you'll need to divide by 12, for each month of the year. So, if your ...
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The impact of a 0.25% change in the interest rate depends on the loan amount, the term and the interest rates. To illustrate, let's look at a $250,000 mortgage with a 30-year term, and the ...
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